Solutions
Commercial purchase financing for investment and owner-use properties.
Acquire income-producing property, business premises, mixed-use assets or strategic commercial real estate with a financing structure built around the asset and your plan.
Purchase strategy
More than approval. The goal is the right debt structure.
Purchase financing is assessed through value, cash flow, borrower equity, tenancy, marketability, environmental considerations and closing certainty.
For investor assets, lenders focus on the property's net operating income, rent roll, lease durability and debt service coverage. For owner-occupied properties, business income and operating stability become central to the review.
CMC prepares the file so lender conversations start with the transaction logic, not a scattered pile of documents.
Purchase review
What lenders usually want to understand.
Asset quality
Location, condition, occupancy, tenant mix, lease terms and market demand.
Borrower strength
Equity available, experience, credit, liquidity, business income and guarantor profile.
Exit and hold plan
How the property will be operated, improved, stabilized or refinanced over time.