Conventional term debt
For stabilized commercial properties with income, equity and a clear ownership strategy.
Commercial financing services
Commercial mortgage programs for ownership, investment and development.
A lender-ready approach for conventional commercial mortgages, insured multi-family financing, construction capital, bridge loans and strategic refinancing.
Capital pathways
Match the transaction to the right lending channel.
The strongest commercial mortgage strategy considers more than the rate. It looks at proceeds, certainty of closing, covenants, prepayment flexibility, reporting, amortization and the borrower’s long-term plan.
Insured apartment financing
For eligible rental, affordable, senior and multi-unit residential properties.
Bridge lending
For timing-sensitive transactions that need short-term capital and a defined exit.
Construction capital
For experienced builders and developers with shovel-ready plans and takeout visibility.
Commercial Property Purchases
Purchase financing for income-producing commercial real estate, owner-user assets and investor acquisitions.
Commercial Mortgage Refinancing
Refinancing for maturing debt, improved terms, portfolio alignment, debt consolidation or capital access.
Owner-Occupied Business Properties
Mortgage solutions for business owners buying, refinancing or extracting equity from their operating property.
Multi-Family and Mixed-Use Properties
Financing for apartment, mixed-use and income-producing properties with commercial underwriting requirements.
Construction and Development Financing
Capital pathways for experienced developers with project details, budget, timeline and takeout strategy.
Business and Property Acquisition Financing
Structures for borrowers acquiring businesses where real estate, operating income and security all matter.
Equity Take-Outs
Access commercial property equity for expansion, acquisition, working capital or investment objectives.
Bridge Financing
Short-term financing for qualified commercial borrowers with a defined refinance, sale or completion plan.
Lender Access
Prepared for bank, insured, credit union, alternative and private capital channels.
Commercial Mortgage Canada works through the transaction before lender submission so the file presents clearly and the capital path fits the borrower’s objective.
Borrowers receive guidance on requested proceeds, security, likely documentation, lender fit, timing and the tradeoffs between rate, flexibility and certainty.